CNFinance Holdings Valuation
| CNF Stock | USD 5.92 0.00 0.00% |
At this time, the firm appears to be undervalued. CNFinance Holdings shows a prevailing Real Value of $9.26 per share. The current price of the firm is $5.92. Our model approximates the value of CNFinance Holdings from examining the firm fundamentals such as Return On Equity of -0.0125, profit margin of (0.14) %, and Current Valuation of 12.3 B as well as evaluating its technical indicators and probability of bankruptcy. Key fundamental drivers impacting CNFinance Holdings' valuation include:
Price Book 0.0682 | Enterprise Value | Price Sales 0.1082 | Forward PE 2.1796 | Enterprise Value Revenue 9.8284 |
Undervalued
Today
Please note that CNFinance Holdings' price fluctuation is slightly risky at this time. Calculation of the real value of CNFinance Holdings is based on 3 months time horizon. Increasing CNFinance Holdings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the CNFinance stock is determined by what a typical buyer is willing to pay for full or partial control of CNFinance Holdings. Since CNFinance Holdings is currently traded on the exchange, buyers and sellers on that exchange determine the market value of CNFinance Stock. However, CNFinance Holdings' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 5.92 | Real 9.26 | Target 20.54 | Hype 5.87 | Naive 6.86 |
The real value of CNFinance Stock, also known as its intrinsic value, is the underlying worth of CNFinance Holdings Company, which is reflected in its stock price. It is based on CNFinance Holdings' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of CNFinance Holdings' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of CNFinance Holdings helps investors to forecast how CNFinance stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of CNFinance Holdings more accurately as focusing exclusively on CNFinance Holdings' fundamentals will not take into account other important factors: When choosing an evaluation method for CNFinance Holdings, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
CNFinance Holdings Cash |
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CNFinance Holdings Total Value Analysis
CNFinance Holdings is currently estimated to have company total value of 12.3 B with market capitalization of 38.95 M, debt of 5.95 B, and cash on hands of 1.77 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the CNFinance Holdings fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
12.3 B | 38.95 M | 5.95 B | 1.77 B |
CNFinance Holdings Investor Information
About 20.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.07. Some equities with similar Price to Book (P/B) outperform the market in the long run. CNFinance Holdings recorded a loss per share of 1.15. The entity had not issued any dividends in recent years. The firm had 1:10 split on the 5th of September 2025. Based on the key indicators related to CNFinance Holdings' liquidity, profitability, solvency, and operating efficiency, CNFinance Holdings is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.033 | 0.0347 |
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| Total Cash From Operating Activities | 1.2 B | 870.8 M |
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| Operating Income | 41.3 M | 43.5 M |
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CNFinance Holdings Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of CNFinance implies not a very effective usage of assets in January.CNFinance Holdings Profitability Analysis
Based on CNFinance Holdings' profitability indicators, CNFinance Holdings may not be well positioned to generate adequate gross income at the present time. It has a very high chance of underperforming in March. Profitability indicators assess CNFinance Holdings' ability to earn profits and add value for shareholders.Net Income | First Reported 2016-03-31 | Previous Quarter -20.2 M | Current Value -20.2 M | Quarterly Volatility 80.8 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.42 | 0.47 |
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| Net Profit Margin | 0.0258 | 0.0272 |
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| Operating Profit Margin | 0.033 | 0.0347 |
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| Pretax Profit Margin | 0.033 | 0.0347 |
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| Return On Assets | 0.0027 | 0.0029 |
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| Return On Equity | 0.0102 | 0.0107 |
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For CNFinance Holdings profitability analysis, we use financial ratios and fundamental drivers that measure the ability of CNFinance Holdings to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well CNFinance Holdings utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between CNFinance Holdings's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of CNFinance Holdings over time as well as its relative position and ranking within its peers.
CNFinance Holdings Earnings per Share Projection vs Actual
The next projected EPS of CNFinance Holdings is estimated to be 0.0175 with future projections ranging from a low of 0.0175 to a high of 0.0175. CNFinance Holdings' most recent 12-month trailing earnings per share (EPS TTM) is at -1.15. Please be aware that the consensus of earnings estimates for CNFinance Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.CNFinance Holdings Earnings Estimation Breakdown
The calculation of CNFinance Holdings' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of CNFinance Holdings is estimated to be 0.0175 with the future projection ranging from a low of 0.0175 to a high of 0.0175. Please be aware that this consensus of annual earnings estimates for CNFinance Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.02 Lowest | Expected EPS | 0.02 Highest |
CNFinance Holdings Earnings Projection Consensus
Suppose the current estimates of CNFinance Holdings' value are higher than the current market price of the CNFinance Holdings stock. In this case, investors may conclude that CNFinance Holdings is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and CNFinance Holdings' stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2026 | Current EPS (TTM) | |
| 1 | 23.72% | 0.8 | 0.0175 | -1.15 |
CNFinance Holdings Ownership Allocation
The market capitalization of CNFinance Holdings is $38.95 Million. Almost 79.02 percent of CNFinance Holdings outstanding shares are held by general public with 0.51 (percent) owned by insiders and only 20.47 % by other corporate entities. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company in the future.CNFinance Holdings Profitability Analysis
The company reported the last year's revenue of 1.6 B. Total Income to common stockholders was 37.78 M with profit before taxes, overhead, and interest of 217.28 M.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates CNFinance Holdings' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in CNFinance Holdings and how it compares across the competition.
About CNFinance Holdings Valuation
The stock valuation mechanism determines CNFinance Holdings' current worth on a weekly basis. Our valuation model uses a comparative analysis of CNFinance Holdings. We calculate exposure to CNFinance Holdings's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of CNFinance Holdings's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 745.5 M | 922.6 M | |
| Pretax Profit Margin | 0.03 | 0.03 | |
| Operating Profit Margin | 0.03 | 0.03 | |
| Net Profit Margin | 0.03 | 0.03 | |
| Gross Profit Margin | 0.47 | 0.42 |
CNFinance Holdings Quarterly Retained Earnings |
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CNFinance Holdings Growth Indicators
Investing in growth stocks can be very risky. If the company such as CNFinance Holdings does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 3.4 M | |
| Quarterly Earnings Growth Y O Y | -0.333 | |
| Forward Price Earnings | 2.1796 |
CNFinance Holdings Current Valuation Indicators
Valuation refers to the process of determining the present value of CNFinance Holdings and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value CNFinance we look at many different elements of the entity such as CNFinance's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as CNFinance Holdings, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use CNFinance Holdings' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes CNFinance Holdings' worth.Complementary Tools for CNFinance Stock analysis
When running CNFinance Holdings' price analysis, check to measure CNFinance Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CNFinance Holdings is operating at the current time. Most of CNFinance Holdings' value examination focuses on studying past and present price action to predict the probability of CNFinance Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CNFinance Holdings' price. Additionally, you may evaluate how the addition of CNFinance Holdings to your portfolios can decrease your overall portfolio volatility.
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